Banana Coconut Chocolate Chip Muffins

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These banana coconut chocolate chip muffins are a spin on the traditional banana muffin. If you’ve had brown bananas sitting on your counter for days, wondering whether to use them or toss them out, this recipe is for you! I often buy extra bananas just to ensure I have a few leftovers that can ripen for banana bread or muffins. These muffins are packed with coconut flavor thanks to coconut oil and coconut shreds. The chocolate chips are a perfect final touch and round out the muffins nicely. I have never met a banana muffin that didn’t benefit from a few chocolate chips. This recipe can also easily be made dairy and gluten free with a few substitutions. Let’s get baking!

What ingredients do you need to make banana coconut chocolate chip muffins?

Ripe Bananas

You know those bananas that have been sitting out on your counter for too long? This is the perfect recipe for them! The best bananas for banana muffins are spotty and very ripe. The bananas should be very easy to mash because of this. We recommend holding off on making these muffins until your bananas are extra ripe and ready.

Melted Coconut Oil or Light-tasting Olive Oil

Our preference for this recipe is to use melted coconut oil. It reinforces the coconut flavor well! However if you don’t have coconut oil on hand, you could also use a light-tasting olive oil. We suggest using light-tasting olive oil so the flavor doesn’t overpower the muffins.

Pure Maple Syrup

For this recipe, you will need a small amount of pure maple syrup. I prefer to buy maple syrup from Costco since it can be expensive at the grocery store. 

One Egg

Just one egg is all you need for this recipe! While we haven’t tried to make this recipe with a flax egg, we predict it would turn out great.

Vanilla Extract

A splash of vanilla extract brings all the flavors together. 

A Combination of All-Purpose Flour and Oat Flour

For this recipe, we use a combination of all-purpose flour and oat flour to create the optimal consistency. All-purpose flour is your basic flour you can find at any store. For a gluten-free option, feel free to swap the flour for a 1-to-1 gluten-free flour. We have tested the recipe with the Bob’s Red Mill brand and it turned out well. 

For the oat flour, you can purchase it at the grocery store but it can be expensive and tricky to find. For the easiest most cost-effective option, just make your own! All you have to do is add about a cup of old-fashioned rolled oats to a blender or food processor and blend until you have a fine powder. I prefer the One Degree Organic brand of rolled oats that my local Costco and Target carry.

Baking Powder, Salt, and Cinnamon

You will also need a few baking essentials for this recipe—baking powder and salt. Wa also love to add cinnamon. It adds a perfect, subtle flavor to the muffins. However, if you are not a fan of cinnamon, feel free to leave it out. 

Shredded Coconut

For this recipe, we prefer unsweetened and shredded coconut. Be sure not to use coconut chips in this recipe, shredded coconut blends much better into the batter. 

Chocolate Chips

Chocolate chips make any banana recipe even better! We prefer to use semi-sweet chocolate chips for this recipe, but feel free to use your favorite brand. A few brands we like are Guittard, Enjoy Life, and Trader Joe’s. If you are looking for a dairy-free option, Enjoy Life and Trader Joe’s both have good options.

Coconut Sugar or Brown Sugar

While this is optional, a few tbsp of coconut sugar or brown sugar sprinkled on top of the muffins before baking makes them extra delicious. You can easily omit this if desired, but we would recommend adding it. We also like to add a few chocolate chips on top of each muffin to make them look extra tasty!

What equipment do you need?

For this recipe, you will need the following equipment:

• Measuring cups and spoons
• Fork or potato masher
• Large mixing bowl
• Wooden spoon
• Muffin pan
• Muffin liners

How do I make banana coconut chocolate chip muffins?

• Preheat the oven to 375 degrees fahrenheit.
• Line a muffin pan with muffin liners and spray the muffin liners with non-stick spray.
• Remove the bananas from the peels and place them in a large bowl. Use a fork to mash them until they are smooth and well combined.
• Add the oil, maple syrup, egg, and vanilla to the banana mixture and mix until well combined. 
• In a separate bowl, mix the all-purpose flour (or gluten-free flour), oat flour, baking powder, salt, and cinnamon together.
• Add the dry ingredients to the wet ingredients and mix until just combined. Do not overmix!
• Add the shredded coconut and chocolate chips to the bowl and fold them in gently.
• Evenly divide the batter between the 12 muffin liners. Use a cookie scoop to place the batter in each muffin tin if preferred.
• Top each muffin with a few chocolate chips, a small amount of shredded coconut, and a sprinkle of coconut sugar or brown sugar if desired. 
• Bake the muffins for 17-18 minutes or until a toothpick inserted into the middle comes out clean.
• Let them cool for 10 minutes before eating. If you have leftovers, freeze them in an air-tight container and remove them from the freezer 20 minutes before serving.

Anything else to consider?

These muffins are a great freezer option. We will often double the recipe and freeze half for later. Store the muffins in a freezer bag or air-tight container. Remove them from the freezer to thaw 20 minutes before serving.

Are these banana coconut chocolate chip muffins GF/DF/Vegetarian?

Yes, this recipe is vegetarian and can easily be made gluten and dairy-free. In order to make the recipe gluten-free, use a 1-to-1 gluten free flour in place of the all-purpose flour as mentioned above. To make the recipe dairy free, ensure that the chocolate chip brand you use doesn’t contain dairy. As always, ensure that each individual ingredient you use meets your dietary requirements.

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IF YOU LIKE THIS RECIPE, CHECK OUT THESE OTHER freezer-friendly snack options:

• Peanut Butter Banana Chocolate Chip Muffins
• Cadbury Egg Protein Bites
• Monster Protein Bites
• Homemade Coconut Granola

If you make these Banana Coconut Chocolate Chip Muffins, please let us know how they turn out in the comments below and/or rate the recipe! Don’t forget to tag us on Instagram to show us your finished product—it makes our day every time we see you trying the recipes we love!

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The recipe can be found on My Fitness Pal by searching "BWB Banana Coconut Chocolate Chip Muffins." 

The nutrition content provided for each recipe is an estimate created through the My Fitness Pal database. Please be aware that the nutritional content of each recipe may vary based on the products you use, the precision of your measurements, and the source you use to obtain nutrition data. While we try to provide accurate information, we give no guarantee regarding the accuracy of the nutritional information provided.